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Privacy Policy

Last updated: February 16, 2026

1. Introduction

Kimmy ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and safeguard your information when you use our mobile application.

2. Information We Collect

Financial Data

Expenses, categories, amounts, and descriptions you enter or dictate through voice input. This data is used solely to provide the expense tracking and budgeting features.

Voice Data

When you use the voice transcription feature, audio is processed in real time to convert speech to text. We do not store raw audio recordings. Only the transcribed text is saved as part of your expense entries.

Usage Data

We may collect anonymized usage statistics such as feature usage frequency and app performance data to improve the service.

3. How We Use Your Information

  • To provide expense tracking and budget management features
  • To power AI-driven categorization and financial insights
  • To improve the accuracy of voice transcription and AI responses
  • To maintain and improve app performance and reliability
  • To communicate important service updates

4. Data Storage and Security

Your financial data is encrypted both in transit and at rest. We use industry-standard security measures to protect your information. Data is stored on secure servers and access is restricted to authorized personnel only.

5. AI Processing

Kimmy's AI features process your financial data to provide categorization, spending analysis, and saving suggestions. This processing occurs securely on our servers. Your data is not shared with third parties for their marketing or advertising purposes.

6. Data Sharing

We do not sell your personal or financial data. We may share anonymized, aggregated data for research or analytical purposes. In limited circumstances, we may share data with service providers who assist in operating the App, subject to strict confidentiality agreements.

7. Your Rights

You have the right to access, correct, or delete your personal data at any time. You can export your financial data from the App. You may request complete account deletion by contacting our support team.

8. Cookies and Tracking

The App does not use cookies. We may use minimal analytics tools to understand how the App is used, but these do not collect personally identifiable information.

9. Children's Privacy

Kimmy is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes through the App. Your continued use of the App after changes constitutes acceptance of the updated policy.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at privacy@kimmy.app.